GET QUOTE












We insure.You save.

Use your premiums to fund your savings

Watch how it works










Solvency Premium illustration
0
4%

Total premiums you would have paid over the years:

What you would have saved over the years:

Interest you would have earned over the years:

Your excess would have been:

R 36,000

R 1,934

R 134

R 444





For COVID-19 updates, visit the official government website: www.sacoronavirus.co.za








We insure.You save.

Use your premiums to fund your savings!

Watch how it works



4%

Total premiums you would have paid over the years:

What you would have saved over the years:

Interest you would have earned over the years:

Your excess would have been:

R 36,000

R 1,934

R 134

R 444

For COVID-19 updates, visit the official government website: www.sacoronavirus.co.za


We insure.You Save

Use your premiums to fund your savings

Watch how it works



5%

Total premiums you would have paid over the years:

R 36,000


What you would have saved over the years:

R 1,934


Interest you would have earned over the years:

R 134


Your excess would have been:

R 444



For COVID-19 updates, visit the official government website: www.sacoronavirus.co.za

What do we cover?

We offer digital self-service, flexibility to switch cover on and off and the transparency to track your insurance savings account “ISA”. Getting insured with Solvency is simple! There is no paperwork. Everything can be done from your phone or computer.

Car Insurance by Solvency insurance
Vehicle Cover
Home Insurance by Solvency
Home Content

Solvency Buildings Insurance
Building Cover
Solvency valuables insurance
Valuables

Caravan
Trailer

What do we cover?

We offer digital self-service, flexibility to switch cover on and off and the transparency to track your insurance savings account “ISA”. Getting insured with Solvency is simple! There is no paperwork. Everything can be done from your phone or computer.

Car Insurance by Solvency insurance
Vehicle Cover
home Insurance by Solvency
Home Content

Solvency Buildings Insurance
Building Cover
Solvency valuables insurance
Valuables

Caravan
Trailer

What do we cover?

We offer digital self-service, flexibility to switch cover on and off and the transparency to track your insurance savings account “ISA”. Getting insured with Solvency is simple! There is no paperwork. Everything can be done from your phone or computer.

Car Insurance by Solvency insurance

Vehicle Cover

home Insurance by Solvency

Household Content

Solvency Buildings Insurance

Building Cover

Solvency valuables insurance

Valuables

Caravan

Trailer

Insure and save automatically

Choose how much unclaimed premiums should be allocated to your insurance savings account “ISA”. Should you cancel, your savings are refunded right away.

Choose your premium

With Solvency, you can allocate a portion of your monthly premium into an Insurance Savings Account (ISA). It is a seamless way to use your premiums to fund your savings.

Allocate your preferred savings amount

An excess payment can leave you in dire straits if you have not provisioned for the excess and need to claim. With Solvency, when you have a claim, the excess is paid from the Insurance Savings Account (ISA). Should the ISA not cover the excess, only then do you pay the difference from your pocket.

Earn interest on your premiums

If you don’t claim, you can choose to draw off up to 50% of your savings in a 12-month period in cash for your own use, or better still, leave the money invested to grow and earn interest.

Insure and save automatically

Choose how much unclaimed premiums should be allocated to your insurance savings account “ISA”. Should you cancel, your savings are refunded right away.



With Solvency, you can allocate a portion of your monthly premium into an Insurance Savings Account (ISA). It is a seamless way to use your premiums to fund your savings.

Allocate your savings portion

An excess payment can leave you in dire straits if you have not provisioned for the excess and need to claim. With Solvency, when you have a claim, the excess is paid from the Insurance Savings Account (ISA). Should the ISA not cover the excess, only then do you pay the difference from your pocket.

Earn interest on your premiums

If you don’t claim, you can choose to draw off up to 50% of your savings in a 12-month period in cash for your own use, or better still, leave the money invested to grow and earn interest.

Insure and save automatically

Choose how much unclaimed premiums should be allocated to your insurance savings account “ISA”. Should you cancel, your savings are refunded right away.



With Solvency, you can allocate a portion of your monthly premium into an Insurance Savings Account (ISA). It is a seamless way to use your premiums to fund your savings.


An excess payment can leave you in dire straits if you have not provisioned for the excess and need to claim. With Solvency, when you have a claim, the excess is paid from the Insurance Savings Account (ISA). Should the ISA not cover the excess, only then do you pay the difference from your pocket.


If you don’t claim, you can choose to draw off up to 50% of your savings in a 12-month period in cash for your own use, or better still, leave the money invested to grow and earn interest.

Pay as you insure “PAYI”

You can save money by switching off your cover with a few taps on the solvency app. With Pay As You Insure “PAYI”, you pay premiums only for the items you need covered for the month.

GET QUOTE


Pay as you insure “PAYI”

Pay as you insure “PAYI”

You can save money by switching off your cover with a few taps on the solvency app. With Pay As You Insure “PAYI”, you pay premiums only for the items you need covered for the month.

GET EARLY ACCESS


You can pause your cover

Pay as you insure “PAYI”

You can save money by switching off your cover with a few taps on the solvency app. With Pay As You Insure “PAYI”, you pay premiums only for the items you need covered for the month.


GET EARLY ACCESS


Switch cover on and off


How do you get a Solvency Policy?

    Joining Solvency Insurance

    Getting insured with Solvency is simple! There is no paper work. Everything can be done from phone or computer.

    Uniquely tailored Insurance by Solvency

    You'll need to tell us a little bit about yourself by answering a few questions. Just the stuff that'll help us to understand your needs and tailor a unique package just for you, and the right price

    Choose how much you want to save with Solvency Insurance

    We'll use your answers to calculate your premium. You can then choose the portion of your premium that you want allocate to your Insurance Savings Account (ISA).




How do you get a Solvency Policy?

    Joining Solvency Insurance

    Getting insured with Solvency is simple! There is no paper work. Everything can be done from phone or computer.

    Uniquely tailored Insurance by Solvency

    You'll need to tell us a little bit about yourself by answering a few questions. Just the stuff that'll help us to understand your needs and tailor a unique package just for you, and the right price

    Choose how much you want to save with Solvency Insurance

    We'll use your answers to calculate your premium. You can then choose the portion of your premium that you want allocate to your Insurance Savings Account (ISA).






How do you get a Solvency Policy?


  • 1

    Getting insured with Solvency is simple! There is no paper work. Everything can be done from phone or computer.

  • 2

    You'll need to tell us a little bit about yourself by answering a few questions. Just the stuff that'll help us to understand your needs and tailor a unique package just for you, and the right price

  • 3

    We'll use your answers to calculate your premium. You can then choose the portion of your premium that you want allocate to your Insurance Savings Account (ISA).

iphone

The best way to get insured.

START SAVING

The best way to get insured.

START SAVING

The best way to get insured.

START SAVING

BetterDrive Savings Booster

BetterDrive is a behavioural type benefit, which allows you the opportunity to receive up to 25% of premiums spent every 3 months. The reward will be paid into your Insurance Savings Account (ISA).

COMING SOON
Earn rewards for driving well

BetterDrive Savings Booster

BetterDrive is a behavioural type benefit, which allows you the opportunity to receive up to 25% of premiums spent every 3 months. The reward will be paid into your Insurance Savings Account (ISA).

COMING SOON
Solvency-Better-Drive

BetterDrive Savings Booster

Solvency Savings Bosster

BetterDrive is a behavioural type benefit, which allows you the opportunity to receive up to 25% of premiums spent every 3 months. The reward will be paid into your Insurance Savings Account (ISA).

COMING SOON

Frequently asked questions

  • How do I get insured?

    Getting insured with a Solvency Policy is simple! Everything can be done from your phone or computer. You'll need to tell us a little bit about yourself by answering a few questions. Just the stuff that'll help us to understand your needs and tailor a unique package just for you, and the right price.
    We'll use your answers to calculate your premium. You can then choose the portion of your premium that you want allocated to your savings.

  • What insurance do we offer?

    We provide insurance cover for motor, household contents, building, valuables, trailers and caravans. We also offer you transparent digital self-service via our mobile app or website, to track your savings and the flexibility to pause your cover.

  • What makes us different?

    Over time, the majority of people claim less than the premiums they pay. The premiums that you don’t claim are used to pay other people’s claims or they are earned by insurers as profit. With Solvency, you allocate a portion of your monthly premium into your savings. It is a seamless way for you to use your insurance premiums to create an investment. When you have a claim, the excess is paid from your savings. Should your savings not cover the excess, then you pay in the difference.
    Your savings earn monthly interest. The savings belong to you, NOT the insurer. You can choose to withdraw up to half (50%) of the past 12 months’ savings or leave it invested to continue growing.

  • Can I trust Solvency?

    Solvency is underwritten by GENRIC Insurance Company Limited. GENRIC guarantees that all valid claims will be paid, ensuring that even if disaster strikes - like a hailstorm or a fire - you will be fully covered.

Frequently asked questions

  • How do I get insured?

    Getting insured with a Solvency Policy is simple! Everything can be done from your phone or computer. You'll need to tell us a little bit about yourself by answering a few questions. Just the stuff that'll help us to understand your needs and tailor a unique package just for you, and the right price.
    We'll use your answers to calculate your premium. You can then choose the portion of your premium that you want allocated to your savings.

  • What insurance do we offer?

    We provide insurance cover for motor, household contents, building, valuables, trailers and caravans. We also offer you transparent digital self-service via our mobile app or website, to track your savings and the flexibility to pause your cover.

  • What makes us different?

    Over time, the majority of people claim less than the premiums they pay. The premiums that you don’t claim are used to pay other people’s claims or they are earned by insurers as profit. With Solvency, you allocate a portion of your monthly premium into your savings. It is a seamless way for you to use your insurance premiums to create an investment. When you have a claim, the excess is paid from your savings. Should your savings not cover the excess, then you pay in the difference.
    Your savings earn monthly interest. The savings belong to you, NOT the insurer. You can choose to withdraw up to half (50%) of the past 12 months’ savings or leave it invested to continue growing.

  • Can I trust Solvency?

    Solvency is underwritten by GENRIC Insurance Company Limited. GENRIC guarantees that all valid claims will be paid, ensuring that even if disaster strikes - like a hailstorm or a fire - you will be fully covered.

Frequently asked questions

  • How do I get insured with Solvency?
    Getting insured with a Solvency Policy is simple! Everything can be done from your phone or computer. You'll need to tell us a little bit about yourself by answering a few questions. Just the stuff that'll help us to understand your needs and tailor a unique package just for you, and the right price.
    We'll use your answers to calculate your premium. You can then choose the portion of your premium that you want allocated to your savings.
  • What types of insurance does Solvency offer?
    We provide insurance cover for motor, household contents, building, valuables, trailers and caravans. We also offer you transparent digital self-service via our mobile app or website, to track your savings and the flexibility to pause your cover.
  • How are we different from other insurance companies?
    Over time, the majority of people claim less than the premiums they pay. The premiums that you don’t claim are used to pay other people’s claims or they are earned by insurers as profit. With Solvency, you allocate a portion of your monthly premium into your savings. It is a seamless way for you to use your insurance premiums to create an investment. When you have a claim, the excess is paid from your savings. Should your savings not cover the excess, then you pay in the difference.
    Your savings earn monthly interest. The savings belong to you, NOT the insurer. You can choose to withdraw up to half (50%) of the past 12 months’ savings or leave it invested to continue growing.
  • Can I trust Solvency?
    Solvency is underwritten by GENRIC Insurance Company Limited. GENRIC guarantees that all valid claims will be paid, ensuring that even if disaster strikes - like a hailstorm or a fire - you will be fully covered.

Get in Touch

Please use the form below to contact us

Get in Touch

Please use the form below to contact us